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Loans in Denmark

Find your personal loan now! Apply for a loan here and get payout today!

Updated 31. marts, 2026

Recommended in November

4,4
Loan amount 5.000 - 400.000 kr.
Term of loan 1 - 15 years
Interest 8,49 - 20,99 %
Creation fee 0 kr.
  • Most popular loan
  • Easy and simple application
  • Fast payout
Apply now
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Example: 40.000 kr. Loan time: 60 months. Interest: 5,11 - 20,73 % APR: 5,11 - 20,73 % Monthly payment: 755 - 1.037 kr. Total expense.: 5.280 - 222.244 kr. Total payback: 45.280 - 62.244 kr.
4,4
Tjek-laan rating

Availability

Price

Customer service

Pros
  • You can repay the loan early
  • Low nominal interest rate from 8,49%
  • No setup fee
  • No monthly fees
  • Good customer service
Cons
  • You must be mine. 23 years old to take out a loan
  • Many options that can cause confusion
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Bank Norwegian is an internet-based bank for private customers. They sell simple deposit and lending products. Using innovation and technology, Bank Norwegian provides its customers with the best solutions for purchasing and using financial services online.

Snarøyveien 36, 1364 Fornebu, Norge

7 out of 10 gets an offer

4,6
Loan amount 10.000 - 500.000 kr.
Term of loan 1 - 15 years
Interest 3,6 - 20,95 %
Creation fee 0 kr.
  • Notice: High Payout
  • Apply in 2 min.
  • Fast response and payout
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Example: Total credit amount: DKK 50,000 Term: 84 months Establishment approx. DKK 1,500 Variable debtor interest: 3.60 - 20.95% APR: 4.40 - 22.06% Monthly payment: DKK 773 Total credit approx. : DKK 9,178 - 50,000 Total amount repaid: DKK 59,178 - 100,000
4,6
Tjek-laan rating

Availability

Price

Customer service

Pros
  • Get up to 17 loan offers with one application
  • Free service with no strings attached
  • LendMe has helped more than 200.000 danes!
  • Possibility of collective loans
Cons
  • You can only recieve offers from the banks LendMe coorporates with
  • Payout can be 3 days from accepting
APPLY NOW

Lendme was established in 2016 by three Funen entrepreneurs Frederik Murmann, Christoffer Nylandsted and Peter Grunnet Wang, where they have had a long past in the banking world. Lendme is today a loan provider comparison platform where you can receive offers from up to 15 banks and lenders with an application.

Carl Jacobsens Vej 16, ST, 2500 Valby

4,5
Loan amount 10.000 - 500.000 kr.
Term of loan 1 - 15 years
Interest 2,95 - 20,99 %
Creation fee 0 kr.
  • One application - offers from 21 banks
  • Easy and free
Apply now
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Example: Total credit amount: DKK 100,000 Term: 60 months Establishment approx. DKK 1,000 Variable debtor interest: 3.48% APR: 3.80% Max APR: 24.99% Monthly payment: DKK 2,053 Total credit approx.: DKK 11,690. Total amount repaid: DKK 111,690.
4,5
Tjek-laan rating

Availability

Price

Customer service

Pros
  • One application - offer from up to 21 banks in less than 24 hours
  • Free and non-binding loan mediation
  • Option to consolidate your loans and save on interest
  • Lendo can help you obtain better loan offers than you necessarily can on your own
  • All Danish partners are under the supervision of the Danish Financial Supervisory Authority
Cons
  • You can only receive offers from the 21 banks that Lendo cooperates with
APPLY NOW

Lendo was founded in 2007, and is today the largest comparison service in Norway and Sweden. Lendo is owned by the Norwegian media group Schibsted, which also owns DBA and Bilbasen. Lendo compares free and no-obligation loans from up to 21 banks and lenders.

Gothersgade 8F, 1123 København K

4,0
Loan amount 2.500 - 50.000 kr.
Term of loan 9 - 199 months
Interest 22,52 - 0 %
Creation fee 0 kr.
  • Fast respond and payout
  • You do not have to send documents
Apply now
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Example: Total credit amount: DKK 10,000.Term: DKK 12 months Fixed interest rate: 22.51% APR: 24.99% Max APR: 24.99% Monthly payment: DKK 934.96 Total credit transfer: DKK 1,219.47 Total amount repaid: DKK 11,219.47
4,0
Tjek-laan rating

Availability

Price

Customer service

Pros
  • Fast response and payment (from 45 min.)
  • No setup fee
  • Everything is digital - you don't have to send a single document
  • Use the credit you need
Cons
  • You must be mine. 21 years to apply
  • Mine. monthly payment of 3.18% of outstanding credit
APPLY NOW

Ferratum Denmark ApS is an online loan company that offers loans of up to DKK 20,000. Ferratum offers a product they call Ferratum Kredit, where you can get credit of up to DKK 20,000, which you can use for exactly what you want to and use the credit at the pace you want. Installments are calculated based on the credit used.

ST Business Centre 120, The Strand, Gzira, GZR 1027, Malta.

4,2
Loan amount 1.000 - 400.000 kr.
Term of loan 1 - 15 years
Interest 2,95 - 24,5 %
Creation fee 0 kr.
  • Get a personal loan offer
  • Complete in less than 1 minute
  • Direct answer
Apply now
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Total credit amount: DKK 40,000.Term: DKK 72 months. Variable debtor interest: 20.51% APR: 20.51% Max APR: 24.95% Monthly payment: DKK 931. Total credit transfer: DKK 26966. Total amount repaid: DKK 66,966
4,2
Tjek-laan rating

Availability

Price

Customer service

Pros
  • One application - offers from several banks
  • Option to compare loans of between DKK 10,000 - 400,000.
  • Compares loans from the best and most well-known loan providers
  • The service is available to anyone over the age of 18
Cons
  • You only receive offers from the loan providers who collaborate with Clara Finance, and you therefore do not get a full overview of your options on the loan market
APPLY NOW

Clara Finans is owned and operated by Admill ApS, which was founded by Mark Andersen, who is behind some of Denmark's largest comparison services. Clara Finans today compares the best consumer loans on the loan market, and gives you a good overview of them.

Vestergade 48H, 8000 Aarhus C

3,6
Loan amount 10.000 - 400.000 kr.
Term of loan 1 - 15 years
Interest 7,19 - 24,99 %
Creation fee 0 kr.
  • Reply same day
  • Helped over 390,000 customers
Apply now
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Total credit amount: DKK 60,000, Term: 48 months, Variable debtor interest: 7%, APR: 7.19%, Monthly payment: DKK 1,484, Total credit costs: DKK 11,239, Total repayment DKK 71,239.
3,6
Tjek-laan rating

Availability

Price

Customer service

Pros
  • One application - offers from several banks
  • Compares loans from well-known banks
  • Option to compare loans of between DKK 10,000 - 400,000.
  • You can apply for both Consumer Loans, Consolidated Loans and Car Loans
  • Possible to add a co-applicant
  • You can repay the loan early
  • The service is available to anyone over the age of 18
Cons
  • You only receive offers from the loan providers who collaborate with Samlino, and you may therefore miss out on a better offer elsewhere.
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Sambla is an independent service that compares 9 different banks. We send your application to them, and then everyone comes up with their best offer to get you as a customer. That way, you don't have to pay unnecessary interest costs on your loans.

Landgreven 3, st. th. 1301 København K

4,3
Loan amount 25.000 - 400.000 kr.
Term of loan 1 - 15 years
Interest 3,49 - 19,95 %
Creation fee 1 %
  • Get offers from several banks
  • Get answers right away
  • Loan without collateral
Apply now
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Example: Total credit amount: DKK 100,000 Term: DKK 120 months Variable interest rate: 3.55-19.95% APR: 4.57-20.6% Monthly payment: DKK 1,086-1,856 Total credit turnover: 19,165- DKK 122,738 Total amount repaid: DKK 119,165-222,738
4,3
Tjek-laan rating

Availability

Price

Customer service

Pros
  • One application - offers from up to 11 well-known banks
  • Free and non-binding comparison service
  • Option to compare loans of between DKK 25,000 - 400,000.
Cons
  • Limited customer service options
  • Only offers from the 11 banks with which Lånio cooperates are conveyed
APPLY NOW

DigiFinans is a comparison service that works with 11 of the most well-known banks in the Nordics, including Express Bank, Resurs Bank and Ferratum. DigiFinans makes it easy to compare loans for consumers, who have also acknowledged DigiFinans with 4.6/5 stars on Trustpilot.

Bredgade 23B, 2. sal, 1260 København K

3,9
Loan amount 4.000 - 25.000 kr.
Term of loan 24 - 24 months
Interest 0 - 0 %
Creation fee 25 %
  • Excellent on Trustpilot
  • Free instant transfer
  • Loan without collateral
Apply now
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Example: Total credit amount: DKK 8,000 Term: 24 months Establishment approx. DKK 2000 Fixed debtor interest: 0% APR: 24.87% Max APR: 24.87% Monthly payment: DKK 416.66 Total credit approx.: DKK 2,000. Total amount repaid: DKK 10,000.
3,9
Tjek-laan rating

Availability

Price

Customer service

Pros
  • 0% interest
  • Quick credit assessment (Within their opening hours)
  • You receive the money immediately
Cons
  • You must be at least 23 years old to apply
  • High APR
  • You can only borrow between DKK 4,000 - 25,000.
  • Expensive setup fee
APPLY NOW

KreditNU is owned by Blue Finance Denmark ApS, which is owned by Blue Finance Group, which operates in Denmark, Finland and Spain. At KreditNu, we wanted to offer a product with responsibility, which is also the reason why you, among other things, must be mine. 23 years old to apply for a loan.

Badstuegade 1E, 1, 8000 Aarhus C

Table of contents

FAQ

Are personal loans in Denmark good?

Personal loans in denmark are generally good. the danish government has made a law, that keeps loantakers safe. Now the maximum interest rate cant exceed 25% if the banks want to advertise the loans. and a maximum of 100% of the loan amount as interest for the loan.

Is it easy to get a loan in Denmark?

Danish citizens have a lot of opportunities when it comes to getting a loan. It is very easy to get a loan, and if you are a foreigner, the requirements are that you have a residence permit and MitID.

Are loans in Denmark safe?

The security when borrowing money in Denmark are very high, as the danish loan providers responds to the  Forbruger ombudsmand who make sure no rights or laws is violated.

Can i borrow money from Denmark?

If you are living in Denmark, its very possible to borrow money. there are some requirements that has to be met.
What you need is:

  • Residence permit
  • NemID
  • A bank account

Sources:

https://www.regeringen.dk/nyheder/2020/nu-er-dyre-kviklaan-forbudt/ https://www.nemid.nu/dk-en/about_nemid/who_can_obtain_nemID/ https://www.nyidanmark.dk/de-DE/You-want-to-apply/Permanent-residence-permit https://um.dk/en https://sst.dk/en/English https://danishfinanceinstitute.dk/ https://skat.dk/data.aspx?oid=3443&lang=us
Author
Skrevet af

Mark Andersen

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Direktør og grundlægger

Mark Andersen stiftede i 2018 siden Tjeklån.dk, og har mange års erfaring med finansielle produkter. Mark har arbejdet med lånesammenligning og udvikling af finansielle produkter igennem mere end 7 år som CEO for TjekLån ApS.

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